The Spousal Exemption and Your Will
Leaving everything to your spouse is generally inheritance tax-free — but it also means your nil-rate bands carry forward. Here's how the spousal exemption works, and why it matters for your Will.
Why you need a Will
Dying without a Will means the law decides who inherits, who manages your estate, and how much tax your family pays. Here's why that matters — and what a Will can do instead.